Legal

These Terms and Conditions constitute a legally binding agreement made between you, whether personally or on behalf of an entity (“you”) and Rollover Boost LLC, Rollover Boost Financial & Insurance Services, concerning your access to and use of the Rollover Boost website (Rollover Boost.com) as well as any other application, media form, media channel, mobile website or mobile application related, linked, or otherwise connected thereto (collectively, the “Site”).

You agree that by accessing the Site, you have read, understood, and agree to be bound by all of these Terms and Conditions. If you do not agree with all of these Terms and Conditions, then you are expressly prohibited from using the Site and you must discontinue use immediately.

Supplemental terms and conditions or documents that may be posted on the Site from time to time are hereby expressly incorporated herein by reference (“Supplemental Terms”). To the extent there is a conflict between these Terms and Conditions and any applicable Supplemental Terms, the Supplemental Terms will control unless they expressly state otherwise.

The information provided on the Site is not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject us to any registration requirement within such jurisdiction or country.

Accordingly, those persons who choose to access the Site from other locations do so on their own initiative and are solely responsible for compliance with local laws, if and to the extent local laws are applicable.

The Site is intended for users who are at least 18 years old. Persons under the age of 18 are not permitted to register for, use or access the Site.

UPDATE TO TERMS

We reserve the right, in our sole discretion, to make changes or modifications to these Terms and Conditions at any time and for any reason. We will alert you about any changes by updating the “Last updated” date of these Terms and Conditions, and you waive any right to receive specific notice of each such change.

It is your responsibility to periodically review these Terms and Conditions to stay informed of updates. You will be subject to, and will be deemed to have been made aware of and to have accepted, the changes in any revised Terms and Conditions by your continued use of the Site after the date such revised Terms and Conditions are posted. All such changes are effective immediately when we post them. If you object to any such changes, your sole recourse is to cease using the Site.

NOT AN INVESTMENT ADVISER; NOT A FINANCIAL ADVISOR; NOT A TAX ADVISOR OR BROKER-DEALER

Rollover Boost is not an Investment Adviser as defined by the federal Investment Advisers Act of 1940 or under any state securities legislation, and Rollover Boost is not  a broker or dealer as defined under the federal Securities Exchange Act of 1934 or under any state securities legislation. Rollover Boost provides general educational information about financial products and does not hold itself out to be an investment adviser or financial adviser. Rollover Boost provides general educational information about financial products and does not hold itself out to be an investment adviser, financial adviser, broker or dealer. Rollover Boost does not provide any advice as to the value of securities or as to the advisability of investing in, purchasing, selling securities or engaging in investment strategies, nor does it issue or promulgate analyses or reports concerning securities, it does not recommend any account type as being appropriate for any specific investor, and it does not effect securities transactions for the accounts of others. Rollover Boost does not make recommendations of other investment advisers or broker-dealers; rather, it provides tools to help You choose investment advisers or broker-dealers based on factors that You select as being important to You. Rollover Boost may assist in communicating with Third Party Providers on Your behalf. In doing so Rollover Boost operates in an administrative capacity in carrying out Your instructions and expressly disclaims any fiduciary duty or best interest obligation. You agree that Rollover Boost is not acting as Your agent or fiduciary in connection with Your use of the Services. In addition, the Rollover Boost chat function does not include any legal or investment advice, investment planning, or other areas of advice other than what are included with the Services.  If You desire receiving personalized advice about what account type, investment strategy or particular investment is most appropriate for You, then you should consult with a registered investment adviser or a broker-dealer. Retirement accounts are subject to specialized treatment under federal and state tax laws and that treatment can change from year to year. Although Rollover Boost does provide some general educational materials about taxation issues, Rollover Boost does not provide any personalized advice to You about Your individual tax situation. You should consult with Your individual tax adviser concerning Your personal tax situation.

INTELLECTUAL PROPERTY RIGHTS

Unless otherwise indicated, the Site is our proprietary property and all source code, databases, functionality, software, website designs, audio, video, text, photographs, instructions, illustrations, advertising copy, URLs, technology, interactive features, the “look and feel” of the Site, the compilation, assembly, and arrangement of the materials of the Site and any and all copyrightable material, graphics on the Site, the trademarks, service marks, and logos contained therein, and other forms of intellectual property (collectively, the “Content”) are owned or controlled by us or licensed to us, and are protected by copyright and trademark laws and various other intellectual property rights and unfair competition laws of the United States, foreign jurisdictions, and international conventions to the fullest extent possible.

The Content is provided on the Site “AS IS” for your information and personal use only. Except as expressly provided in these Terms and Conditions, no part of the Site and no Content or Marks may be copied, reproduced, aggregated, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed, or otherwise exploited for any commercial purpose whatsoever, without our express prior written permission.

LIMITED LICENSE

Provided that you are eligible to use the Site, you are granted a limited, non-exclusive, revocable, non-assignable, personal, and non-transferable license to access, display, view, play, and use the Site and Content on a personal computer, browser, laptop, tablet, mobile phone, or other internet-enabled device (each, a “Device”) and/or to download or print one copy of any portion of the Content as it is displayed to you, to which you have properly gained access, and in each case solely for your personal, non-commercial use. The foregoing limited license (i) does not give you any ownership of, or any other intellectual property interest in, any Content, and (ii) may be suspended or terminated for any reason, in Rollover Boost’s sole discretion, and without advance notice or liability. Your unauthorized use of the Content may violate copyright, trademark, privacy, publicity, communication, and other laws, and any such use may result in your personal liability, including potential criminal liability.

RESERVATION OF RIGHTS

We, our licensors, and other third parties, reserve all rights not expressly granted to you in and to the Site and the Content. No right or license may be construed, under any legal theory, by implication, estoppel, industry custom, or otherwise. Any unauthorized use of the Content or Site for any purpose is prohibited.

USER REPRESENTATIONS

By using the Site, you represent and warrant that:
(1) you have the legal capacity and you agree to comply with these Terms and Conditions;
(2) you will not access the Site through automated or non-human means, whether through a bot, script, or otherwise;
(3) you will not use the Site for any illegal or unauthorized purpose;
(4) your use of the Site will not violate any applicable law or regulation.

If you provide any information that is untrue, inaccurate, not current, or incomplete, we have the right to suspend or terminate your account and refuse any and all current or future use of the Site (or any portion thereof).

USER REGISTRATION

You may be required to register with the Site to access certain features. When registering an account, you agree to (i) provide true, accurate, current, and complete information; (ii) maintain the accuracy of such information and promptly update such registration information as necessary; (iii) keep your password confidential; (iv) be responsible for all use of your account and password; (v) protect and prevent unauthorized access to your account; (vi) not transfer or share your account with any third party; and (vii) immediately notify us of any suspected or actual unauthorized use of your account or breach of security. We reserve the right to remove, reclaim, or change a username you select if we determine, in our sole discretion, that such username is inappropriate, obscene, or otherwise objectionable.

PROHIBITED ACTIVITIES

You may not access or use the Site from any Device for any purpose other than that for which we make the Site available. The Site may not be used in connection with any commercial endeavors except those that are specifically endorsed or approved by us.

As a user of the Site, you agree not to:

1. systematically retrieve data or other content from the Site to create or compile, directly or indirectly, a collection, compilation, database, or directory without written permission from us.
2. make any unauthorized use of the Site, including collecting usernames and/or email addresses of users by electronic or other means for the purpose of sending unsolicited email, or creating user accounts by automated means or under false pretenses.
3. use the Site to advertise or offer to sell goods and services unless separately agreed with us.
4. circumvent, disable, or otherwise interfere with security-related features of the Site, including features that prevent or restrict the use or copying of any Content or enforce limitations on the use of the Site and/or the Content contained therein.
5. engage in unauthorized framing of or linking to the Site.
6. trick, defraud, or mislead us and other users, especially in any attempt to learn sensitive account information such as user passwords;
7. make improper use of our support services or submit false reports of abuse or misconduct.
8. engage in any automated use of the system, such as using scripts to send comments or messages, or using any data mining, robots, or similar data gathering and extraction tools.
9. interfere with, disrupt, or create an undue burden on the Site or the networks or services connected to the Site.
10. attempt to impersonate another user or person or use the username of another user.
11. sell or otherwise transfer your profile.
12. use any information obtained from the Site in order to harass, abuse, or harm another person, including engaging in any activity in connection with the Site or Content that is unlawful, harmful, offensive, sexually explicit, obscene, violent, threatening, harassing, abusive, falsely representative of your persona, invasive of someone else’s privacy, or otherwise objectionable to Rollover Boost.
13. use the Site as part of any effort to compete with us or otherwise use the Site and/or the Content for any political purpose, revenue-generating endeavor, or commercial enterprise.
14. decipher, decompile, disassemble, or reverse engineer any of the software comprising or in any way making up a part of the Site.
15. attempt to bypass any measures of the Site designed to prevent or restrict access to the Site, or any portion of the Site.
16. harass, annoy, intimidate, or threaten any of our employees or agents engaged in providing any portion of the Site to you.
17. delete the copyright or other proprietary rights notice from any Content.
18. infringe any intellectual property or other right of any third party.
19. copy or adapt the Site’s software, including but not limited to Flash, PHP, HTML, JavaScript, or other code.
20. upload or transmit (or attempt to upload or to transmit) viruses, Trojan horses, or other material, including excessive use of capital letters and spamming (continuous posting of repetitive text), that interferes with any party’s uninterrupted use and enjoyment of the Site or modifies, impairs, disrupts, alters, or interferes with the use, features, functions, operation, or maintenance of the Site.
21. upload or transmit (or attempt to upload or to transmit) any material that acts as a passive or active information collection or transmission mechanism, including without limitation, clear graphics interchange formats (“gifs”), 1×1 pixels, web bugs, cookies, or other similar devices (sometimes referred to as “spyware” or “passive collection mechanisms” or “pcms”).
22. except as may be the result of standard search engine or Internet browser usage, use, launch, develop, or distribute any automated system, including without limitation, any spider, robot, cheat utility, scraper, or offline reader that accesses the Site, or using or launching any unauthorized script or other software.
23. disparage, tarnish, or otherwise harm, in our opinion, us and/or the Site.
24. use the Site in a manner inconsistent with any applicable local, state, federal, national, foreign supranational, and international laws, statutes, ordinances, treaties, directives, regulations, or agreements that apply to your use of the Site and Content.
25. use the Site or Content in a manner that suggests an unauthorized association or is beyond the scope of the limited license granted to you.
26. otherwise violates these Terms and Conditions or any applicable Supplemental Terms.

USER GENERATED CONTRIBUTIONS

The Site may invite you to chat, contribute to, or participate in blogs, message boards, online forums, and other functionality, and may provide you with the opportunity to create, submit, post, display, transmit, perform, publish, distribute, or broadcast content and materials to us or on the Site, including but not limited to text, writings, video, audio, photographs, graphics, comments, suggestions, or personal information or other material (collectively, “Contributions”).

Contributions may be viewable by other users of the Site and through third-party websites. As such, any Contributions you transmit may be treated as non-confidential and non-proprietary. When you create or make available any Contributions, you thereby represent and warrant that:

1. the creation, distribution, transmission, public display, or performance, and the accessing, downloading, or copying of your Contributions do not and will not infringe the proprietary rights, including but not limited to the copyright, patent, trademark, trade secret, or moral rights of any third party.
2. you are the creator and owner of or have the necessary licenses, rights, consents, releases, and permissions to use and to authorize us, the Site, and other users of the Site to use your Contributions in any manner contemplated by the Site and these Terms and Conditions.
3. you have the written consent, release, and/or permission of each and every identifiable individual person in your Contributions to use the name or likeness of each and every such identifiable individual person to enable inclusion and use of your Contributions in any manner contemplated by the Site and these Terms and Conditions.
4. your Contributions are not false, inaccurate, or misleading.
5. your Contributions are not unsolicited or unauthorized advertising, promotional materials, pyramid schemes, chain letters, spam, mass mailings, or other forms of solicitation.
6. your Contributions are not obscene, lewd, lascivious, filthy, violent, harassing, libelous, slanderous, or otherwise objectionable (as determined by us).
7. your Contributions do not ridicule, mock, disparage, intimidate, or abuse anyone.
8. your Contributions do not advocate the violent overthrow of any government or incite, encourage, or threaten physical harm against another.
9. your Contributions do not violate any applicable law, regulation, or rule.
10. your Contributions do not violate the privacy or publicity rights of any third party.
11. your Contributions do not contain any material that solicits personal information from anyone under the age of 18 or exploits people under the age of 18 in a sexual or violent manner.
12. your Contributions do not violate any federal or state law concerning child pornography, or otherwise intended to protect the health or well-being of minors.
13. your Contributions do not include any offensive comments that are connected to race, national origin, gender, sexual preference, or physical handicap.
14. your Contributions do not otherwise violate, or link to material that violates, any provision of these Terms and Conditions, or any applicable law or regulation.

Any use of the Site in violation of the foregoing violates these Terms and Conditions and may result in, among other things, termination or suspension of your rights to use the Site.